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Foreclosed Real Estate in Royal Oak, MI

View foreclosed homes, lofts, condos and more in Royal Oak.


Foreclosed Residential Homes in Royal Oak, MI click here>>


Lofts / Condo Foreclosures in Royal Oak, MI click here>>



There are several foreclosure opportunities in Royal Oak, MI. The most important consideration is to submit an offer that will get accepted by the bank. Pre-qualification is key, having proof of funds for cash offers or a solid pre approval from a reputable lender is your best defense to ensure success with your next foreclosed home offer to the bank.


Royal Oak, MI Foreclosure Resource

Find foreclosure opportunities in Royal Oak. Find help with your foreclosure situation..

With years of experience in real estate, real estate investing and a lending background we know what it takes to purchase a bank owned property in todays market. Did you know that the process to purchase foreclosed or pre foreclosed homes differs from other listings? Getting a good deal and more importantly getting an offer accepted is what is important when selecting bank owned homes for sale. We know the Royal Oak market and work with you to get your offers accepted and help you to make the most educated decision. Email me to recieve a list of foreclosures on the market and start your search today.




Find a loan officer in Royal Oak, MI click here>>


Are you in Foreclosure in Royal Oak, MI?

we can provide solutions to help you save your home visit LoanMichigan.com more>>


Is there a right of redemption in Michigan?


Michigan has a statutory right of redemption, which would allow a party whose property has been foreclosed to reclaim that property by making payment in full of the sum of the unpaid loan plus costs. The redemption period varies but a deed issued as part of a foreclosure only effectuates a transfer after the expiration of the redemption period.

Power of Sale Notice Requirements:
  1. If the property is residential and does not exceed four (4) units and is not more than 3 acres, if the defaulted amount at the date of the notice of foreclosure is more than 2/3 of the original face amount of the debt secured by the mortgage, the redemption period is six (6) months.
  2. If the property is abandoned based on either a personal inspection conducted by the lender or a statutory mailed notice asserting abandonment which has not been responded to by borrower, the redemption period is shortened to thirty (30) days.
  3. In all other cases the redemption period is one (1) year. The redemption payoff includes the amount of the bid at the time of the foreclosure sale, interest at the note rate for the mortgage, and any taxes or hazard insurance paid with respect to the property after the foreclosure sale up until the date of redemption.
  4. Mortgagors who do not redeem but remain upon the foreclosed property after foreclosure sale can be evicted through a summary proceeding in district court which usually takes thirty (30) days